Your Complete Guide to Owning Your First Home
Taking the leap into homeownership is a major milestone, and if you're a first-time buyer, you don't have to go at it alone. We're here to guide you through every step of the process, from understanding loan options to comparing rent vs. mortgage costs.
Buying your first home involves more than just browsing listings. We offer one-on-one guidance and online resources to help you:
Whether you're just starting or already looking at homes, we'll meet you where you are.
Several loan programs may be available for first-time buyers. We can connect you with lenders and provide general information about:
We can help connect you with programs and lenders that may offer assistance. Eligibility and approval are subject to lender requirements.
Think buying a home is out of reach? You might be surprised.
| Monthly Cost | Renting | Owning (Mortgage) |
|---|---|---|
| Monthly Payment | $1,500 | $1,550 |
| Annual Increase | 5% (avg) | Fixed Rate |
| Equity Built | $0 | ~$10,000/year* |
| Tax Benefits | None | Mortgage interest deduction |
*Hypothetical example only. Actual costs, equity, and tax benefits vary significantly based on individual circumstances, market conditions, property appreciation, loan terms, and tax situation. Consult with lenders and tax professionals for personalized advice.
You're probably already paying a "mortgage"... just not your own!
Here's what the journey typically looks like, and how we'll help every step of the way:
Discuss your goals, timeframe, and finances
Connect with a lender to understand your budget
Start touring homes and making informed choices
We'll help you negotiate price, terms, and inspections
Final paperwork, funding, and you get the keys!
We provide regular updates, vendor referrals, and support throughout the process. Timeline and services may vary by transaction.
As your real estate agent, I provide:
Ready to stop renting and start building equity? We specialize in helping first-time buyers like you.